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The 'Yes, Dave' or 'Ramsey Show Call-In' meme features an image of the radio host and financial advisor Dave Ramsey. He is depicted with his arms crossed, wearing a headset, and noticeably unamused or skeptical, set against the backdrop of his show's studio with its bright blue logo. The meme consists of captions that follow a specific phrasal template where a caller details a poor financial decision to which Dave is meant to respond.
This meme was taken from a frame of this Dave Ramsey Show clip.
The meme originates from a post on X by the user @crusadepepe on June 26th, 2025. The user posted an image captured from an episode of 'The Ramsey Show,' a popular financial advice podcast hosted by Dave Ramsey. Along with the image, a satirical caption depicted a scenario where Dave Ramsey is asked for advice on a million-dollar mortgage linked to failed 'Fart Coin' investments.
Origin: 2025
See how the internet is using this meme with real viral tweet examples from X.
Spotted by AI Memes' detection system scanning X in real-time to bring you developing and trending memes on the internet.
"so youre telling me your small business is losing $40 billion a year"
"yes dave"
"but you have hundreds of millions of customers?"
"thats right"
"and you fly around in a sleigh, delivering gifts to kids?"
"yes dave, its very popular"
"have you considered charging them?"
2:40 PM · Dec 21, 2025
"so, you lost all your money betting on jake paul?"
"yes, dave"
"and you took out a loan to 'make it all back' on andrew tate?"
"that's correct, dave"
11:59 PM · Dec 20, 2025
“So, you bet all of your spending money on @Polymarket because Santa's gift volume was 'a lock' and would pay for all of the gifts you have to get this year?"
“Yes, Dave”
“Even though you'd be paid out when it'd be too late to shop for those gifts?”
“That's correct, Dave.”
3:22 PM · Dec 15, 2025
“So you’re 74, you work 6 days a week, and still have $173,000 left to pay on your mortgage?”
“That’s right, Dave. I’m not sure what I can do”
“Have you tried calling a Somali the N word?”
11:40 PM · Dec 6, 2025
"The use of 'buy now, pay later' services hit an all-time high on Cyber Monday, driving $1.03 billion in online spending, up 4.2% year-over-year"
3:53 PM · Dec 2, 2025
"So you're telling me you spent $120,000 getting a degree in Bakery Science"
"Yes Dave"
"And you can't get a job because they taught you food history instead of how to cook"
"That's right Dave"
5:23 PM · Nov 26, 2025
“So, your palms were sweaty?”
“Uh huh.”
“Knees weak, arms heavy?”
“Correct.”
“Vomit on your sweater?”
“Yes.”
“Mom’s spaghetti?”
“That’s right Dave.”
6:02 PM · Nov 22, 2025
"so let me get this straight, theyre releasing the jobs report?"
"thats right dave"
"but with no unemployment rate?"
"yeah"
4:52 AM · Nov 15, 2025
"You spent the last 5 years trading coins on the internet?"
"Yes, Dave."
"And you can't find a job now?"
"That's correct, Dave."
9:47 PM · Nov 13, 2025
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